Tom Ciolkosz

Capital Bank N.A.

Tom joined Capital Bank in 2019 as a Senior Vice President, Commercial Relationship Manager and is the lead manager for the Nonprofit/Trade Association segment team. Tom has over 27 years of experience in the banking industry. Tom is responsible for business development, relationship management and executing the strategy for the Nonprofit/Trade Association segment team. He works with clients of all types of small businesses including CPA’s, government contractors, trade associations, nonprofits and companies with up to $200 million in revenue. Tom served as a member of the Board of Directors for GWSCPA.  He is a Board of Director for Loudoun Hunger Relief and SCAN of Northern Virginia. He was the past President of his Rotary Club. Tom is also involved with various associations including ASAE and GWSCPA where he serves on the Membership and Programs Committee and is also a member of the Nonprofit Financial Accountability Task Force.  Tom is a graduate of the University of Virginia's Darden School of Business and the Virginia Bankers School of Bank Management program.